XRP Price Prediction

If one measures a cryptocurrency’s success by its community’s , Ripple Labs’ XRP is the first coin that comes to mind. A community’s true is measured in tough times, and Ripple’s XRP has amassed such a ive following despite various regulatory issues. Ripple Labs launched its native token in 2012, and since then has had a controversial past to say the least. Today, XRP is a top cryptocurrency in the market and holds a market valuation of $140 billion, making it the fourth biggest crypto. 

With a regulatory shift within the United States and growing from the government, XRP has shown tremendous growth since November 2024, and by the looks of it, the flame has just ignited. The XRP coin price estimates a bullish revival to the XRP rally in late 2025. 

At present, the XRP token trades at a market value of $2.39. With a 24-hour trading volume of $2.44 trillion, XRP price stagnates under the $3.00 milestone after a near 400% rally in late 2024. The technicals and fundamentals the bullish projection as XRP prepares for global-level adoption. In this XRP price prediction, we will dive deep into potential factors that could push the altcoin to the $10 milestone and a potential rally in the coming years. 

XRP Forecast Summary 

The long-term outlook for the XRP is extremely bullish, as the altcoin is likely to witness a boost due to regulatory clarity. Apart from the legal factors, Ripple also has a positive outlook with the integration of stablecoin and the boost in institutional interest. In 2025, the XRP token is expected to trade between $1.80 and $4.36, driven by the SEC settlement and the RLUSD’s rising DeFi .  By the end of the decade, the global adoption and potential ETF approvals could lift the XRP price to $25.69. Meanwhile, the 2050 price target for XRP, powered by global cross-border utility and increased network , anticipates a price range between $125 and $255. Explore crypto price predictions for other cryptocurrencies in our dedicated forecast hub.

XRP Market Snapshot

With the crypto market valuation now crossing the $3.3 trillion mark, the overall market sentiment is gradually turning bullish, with the fear and greed index at 66. Additionally, the broader market anticipates a new altcoin season coming closer, as Bitcoin’s dominance drops to 62.4% from the 67% peak last week. 

Amid such favorable conditions for altcoins, XRP holds a market cap of $140 billion and trades at a market price of $2.39. Over the past seven days, the meme coin has witnessed a sideways stand, with a minor recovery of 1.02%. However, the recent launch of the RLUSD stablecoin by Ripple Labs has surged the XRP ledger’s DeFi activity. 

At present, the XRP holds a total value locked in DeFi at $64.13 million, with a 24-hour DEX volume of $23,000. The DEX volume peaked at $605,000 on May 7. As the Ripple-based XRP token gets exposure to the DeFi space, the altcoin is likely to witness a surge in market demand. Hence, based on the XRP price prediction, the increasing utility of the XRP token, fueled by institutional and financial , could reach $4 by the end of 2025.

Why XRP Matters in 2025

After the bullish turnaround in 2004, the XRP token was made big in 2005 with the conclusion of the SEC case, resulting in a final $50 million penalty. The altcoin is likely to witness a smoother sail towards new heights. 

In the real world, XRP plays a critical role in reshaping the global remittance market, which is expected to reach $1.3 trillion by 2032, with its near-instant transactions at lower costs. XRP provides a real-world use case, providing a better cross-border payment solution compared to fiat currencies. With this intent, Ripple Labs’ strategic partnership with multiple Japanese banks has fueled the integration of the XRP ledger in the existing real-world financial infrastructure. 

Boosting the growing network, Ripple Labs recently launched RLUSD, a US dollar stablecoin that has already captured 14% TVL growth. RLUSD adds more utility to the XRP ecosystem and is gradually driving increased institutional attention. There is also a growing interested sparked by the launch of ProShares XRP Futures ETF in the US market. Apart from ProShares, companies like 21Shares and Grayscale are betting large on the altcoin with XRP spot ETF applications. ETFs and RLUSD are a pivotal step in institutional adoption and boosts positive sentiment around XRP.

Historical Performance of XRP 

  • Historically, the XRP’s price journey has seen sharp volatilities since its launch in 2013. In its early months, XRP launched at $0.0059 and fluctuated close to its main price. However, the altcoin eventually surged more than 500% in November 2013 and recorded a high at $0.0614 in December 2013. However, it could not maintain the rally and took a drop to its all-time low at $0.0028 in July 2014.
  • After the consolidation phase, XRP price surged nearly 64,000% from $0.0053 to $3.36 in 2017. The 2017 bull run was caused by the strategic partnership between Ripple and Tokyo’s Mitsubishi UFJ, one of Japan’s largest banks. As Ripple achieved its goal of entering the traditional finance world, it eventually reached an all-time high of $3.31.
  • However, the SEC lawsuit in 2020 alleged XRP was an uned security and led to a sharp pullback sending the token to a 2020 low at $0.1103. However, it eventually reached a stable point near the $0.50 mark.
  • After years of consolidation under the $1 price tag, XRP skyrocketed in late 2024 as the U.S. courts concluded the legal case with a minor $50 million penalty on Ripple Labs to the SEC. The surge in trend momentum propelled the XRP price to hit a new all-time high at $3.39, with a near 600% rise between November 2024 and early 2025.

We used a detailed approach for the XRP price prediction to ensure we give you the best knowledge base. Our XRP Price forecast includes a detailed technical analysis and a clear approach to the underlying fundamentals. The technical analysis deals with price action analysis and key patterns observed on the weekly and daily charts for medium and long-term price forecasts. Furthermore, the technical analysis includes key indicators such as RSI, MACD, and the Fibonacci Retracement Tool. 

On the fundamental side, new partnerships increase the DeFi exposure and release of new products from Ripple Labs, which helps analyze the fundamental growth of XRP token. Another aspect is the sentiment analysis of the market with the Fear and Greed Index,  which is currently at 66. The Fear and Greed index projects increased greed in the market. Interestingly, the SEC regulations on the XRP ETF will be a crucial catalyst after its complex relationship during the uned securities case.

Technical Analysis: Decoding the Charts

In the weekly chart, the XRP price trend showcases a bullish breakout of a triangle pattern after years of consolidation in late 2024. This ed for a price surge of nearly 370% from the broken resistance trendline, creating a peak at $3.4. Following the formation of a new all-time high, XRP price formed a minor consolidation, creating a bull flag pattern. The short-term consolidation within the channel acted as the flagpole, while the 370% rally is known as the flagpole. 

With a price surge of nearly 10% last week, XRP creates a bullish triangle pattern, marking the breakout of the flag pattern. Based on the pattern’s breakout, the 370% breakout rally in XRP targets the $10 mile . The weekly MACD and signal lines are on the verge of giving a positive crossover. Furthermore, the weekly RSI line is taking a bullish reversal from the halfway level. 

Hence, the momentum indicators maintain an optimistic viewpoint on the XRP price trend. On the technical front, the XRP technical indicators maintain a buy to strong buy signal. On the daily chart, the MACD and signal lines have given a positive crossover, triggering a buy signal. Furthermore, the 200-day exponential moving average line signals a buying opportunity, along with the 200-day simple moving average line.

Fundamental Analysis: What Drives XRP’s Price? 

The broader market sentiment is a critical factor determining the XRP price trend in the short term. At present, as Bitcoin stagnates above the $103,000 mark, XRP consolidates under the $3 milestone. However, bullish trend continuation in the market lead-up will likely propel the XRP price towards the $4 mark. Additionally, the announcement of Ripple’s stablecoin RLUSD has catalyzed a short-term recovery in the altcoin. 

With Donald Trump holding the Oval Office in command, a pro-crypto environment fuels the possibility of new crypto ETFs in the U.S. market. With multiple firms filing for XRP ETFs such as 21Shares and Grayscale, a potential spot ETF approval will likely propel the XRP prices. Interestingly, the competition from other similar blockchains such as Stellar could pose a short-term challenge to the XRP market share. 

Nevertheless, with regulatory clarity and a future policy shift, ing the XRP adoption could provide stability to the uptrend. In conclusion, Ripple’s XRP price prediction maintains an upbeat sentiment with the strong fundamentals backing the project.

XRP Price Prediction: Next 30 Days

Over the next 30 days, the XRP price is likely to witness a bull run due to the recent bull flag pattern breakout. In the weekly chart, the pattern breakout marks an upside potential of nearly 90%, targeting the 50% trend-based Fibonacci level at $4.59. As the key technical indicators in the weekly chart the bullish possibility, the rising anticipation of an XRP spot ETF acts as an indirect driver. 

According to the polymarker data, there is an 83% chance of XRP ETF approval in 2025. With the rising chances, the uptrend is likely to witness a boost in trend momentum. On the flip side, the minimum price is expected to test the $2 psychological level.

XRP Price Predictions: 2025–2050

Recent Events Impacting XRP Price

XRP, the native token of the XRP Ledger (XRPL), has experienced significant price increase 2025 due to a number of notable events that changed investor sentiment and clarified the outlook for XRP’s utility.  

  • RLUSD Launch (December 4, 2024): Ripple launched RLUSD, a USD-backed stablecoin on the XRPL. The stablecoin helped to trigger 14% of the Total Value Locked (TVL) on the XRPL., This marked renewed DeFi activity. RLUSD also added to the trust by institutional clients in using RippleNet as a payment settlement and liquidity partner. 
  • SEC Lawsuit Settlement (March 25, 2025): Ripple Labs settled with the SEC for $50 million, but XRP was still not classified by the SEC as a security. This ed a major obstacle in legal uncertainty and was a sizable legal victory after years of litigation.
  • Japanese Banks Adoption (2025): The integration of XRP with major Japanese banks for real-time processing of cross-border settlements helped to lend more legitimacy to XRP’s application.
  • Positive Crypto Market Momentum: Bitcoin’s price increase above $100,000 in Q2 2025 pumped up all of the altcoins. XRP was one of the leading altcoins based on invested fundamental value. 

SEC Lawsuit: A Breakdown 

The SEC lawsuit against Ripple Labs has represented a long-lasting overhang on XRP’s market performance since 2020. The lawsuit alleged that Ripple’s sale of XRP constituted an uned securities offering.

  • December 2020: The SEC initiated the lawsuit, and the price crashed from $0.66 to below $0.25 as exchanges delisted XRP. 
  • 2021: Ripple got access to HER internal communication documents, including communication about Ethereum, which bolstered its fair notice claim. 
  • January 20, 2025: SEC Chair Gary Gensler, who was perceived as an anti-crypto chair, resigned as SEC Chair, and his successor, Paul Atkins, had a more pro-crypto stance. 
  • March 25, 2025: The SEC-Ripple case ended with a $50 million settlement, but most importantly, XRP was not deemed a security, which eliminated the regulatory fog. 

In the wake of the settlement, XRP rallied to $2.24 by late March 2025 from about $1.12 in early Q1. The settlement restored institutional trust, allowing for the development of the XRP Futures ETF and additional global use cases.

XRP vs. Stellar: A Price Perspective

As of May 18, XRP holds a $140 billion market cap, with its strong competitor Stellar holding a $9 million valuation. This reflects the stronger market cap dominance of XRP in the crypto market and the increased possibility of XRP taking the first mover’s advantage to crack the transformation of traditional finance to a Web3 space. However, Stellar’s XLM token remains undervalued at $0.29, with a circulating supply of $31.06 billion. 

On the other hand, XRP is currently trading at $2.39 after a magnificent uptrend in late 2024 with 58.62 billion XRP in circulation. On a sentimental front, the optimism for both the tokens are high in the market, crossing the 80% bullish mark. 

Meanwhile, the network transaction speed of XRP ranges from 3 to 5 seconds, while Stellar conducts transactions at nearly 5 seconds. The XRP token is the stronger catalyst for XRP in the short term as the rising institutional , while Stellar maintains a focus on decentralization. As XRP is backed by Ripple Labs, Stellar is a decentralized project, providing more credibility on paper.

XRP vs Stellar (XLM): Web3 Finance Transformation

Metric XRP (Ripple Labs) Stellar (XLM)
Market Cap $140 billion $9 million
Price $2.39 $0.29
Circulating Supply 58.62 billion XRP 31.06 billion XLM
Transaction Speed 3–5 seconds ~5 seconds
Network Structure Semi-centralized (Ripple Labs) Decentralized
Sentiment (Bullish%) 80%+ 80%+
Institutional Focus High (Backed by Ripple Labs) Moderate (Focus on decentralization)
Primary Use Case Cross-border payments, finance Cross-border payments, microfinance

Regulations and XRP’s Price 

In recent years, the increasing regulatory clarity on crypto projects like Bitcoin and Ethereum has led to a major price surge. With the announcement of Ethereum ETFs and Bitcoin ETFs, the crypto prices surged due to heightened sentiments. A similar resolution to the XRP spot ETF filed by 21Shares and Grayscale could lead to a boost in market price as institutions step in to acquire XRP. At present, Grayscale is one of the leading investment firms holding XRP in its Grayscale XRP Trust. 

Furthermore, the resolution to the SEC lawsuit alleging the uned security seals of XRP tokens comes with Judge Ann Torres’s favoring Ripple Labs. However, Ripple Labs is sentenced to a $50 million fine to be paid out of the $125 million worth of XRP held by the SEC. Hence, the XRP price forecast predicts potential bullish trends with the regulatory decisions on XRP.

FAQs - XRP Price Prediction

What drives the XRP price prediction for 2025?

SEC settlement, RLUSD growth, and ETF filings a 2025 target range of $1.80–$4.36.

Unlikely, but technically possible under extreme bullish momentum; most forecasts cap near $4.70.

Projections up to $100–$255 by 2050 are based on fundamentals, adoption, and institutional demand.

Estimates range between $8.37 and $12.05, driven by remittance growth and global usage.

The RLUSD stablecoin’s 14% TVL growth boosts XRP utility and strengthens its DeFi narrative.

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Vishal Dixit
Written by Vishal Dixit

Vishal is a crypto journalist with a strong grasp of blockchain, macroeconomics, and on-chain data. His curiosity for financial markets and emerging technologies drives his ion for creating insightful, data-backed content. He believes in staying ahead through continuous learning and sharing practical perspectives.